@font-face{font-family:Inter;font-style:normal;font-weight:400 700;font-display:swap;src:url(/fonts/inter-cyrillic-ext.woff2)format("woff2");unicode-range:U+460-52F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:Inter;font-style:normal;font-weight:400 700;font-display:swap;src:url(/fonts/inter-cyrillic.woff2)format("woff2");unicode-range:U+301,U+400-45F,U+490-491,U+4B0-4B1,U+2116}@font-face{font-family:Inter;font-style:normal;font-weight:400 700;font-display:swap;src:url(/fonts/inter-greek-ext.woff2)format("woff2");unicode-range:U+1F??}@font-face{font-family:Inter;font-style:normal;font-weight:400 700;font-display:swap;src:url(/fonts/inter-greek.woff2)format("woff2");unicode-range:U+370-377,U+37A-37F,U+384-38A,U+38C,U+38E-3A1,U+3A3-3FF}@font-face{font-family:Inter;font-style:normal;font-weight:400 700;font-display:swap;src:url(/fonts/inter-latin-ext.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C4,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Inter;font-style:normal;font-weight:400 700;font-display:swap;src:url(/fonts/inter-latin.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Noto Sans Georgian;font-style:normal;font-weight:400 700;font-stretch:100%;font-display:swap;src:url(/fonts/noto-georgian-georgian.woff2)format("woff2");unicode-range:U+589,U+10A0-10FF,U+1C90-1CBA,U+1CBD-1CBF,U+205A,U+2D00-2D2F,U+2E31}:root{color:#142133;font-synthesis:none;--blue:#00aff0;--ink:#142133;--muted:#536071;--line:#e4e9ee;--soft:#f3f6fa;--radius:28px;background:#fff;font-family:Inter,Noto Sans Georgian,Arial,sans-serif}*{box-sizing:border-box}body{-webkit-font-smoothing:antialiased;margin:0}button,input,select,textarea{font:inherit}button,a,input,select,textarea{-webkit-tap-highlight-color:transparent}a{color:inherit;text-decoration:none}button{cursor:pointer;background:var(--blue);color:#fff}button:disabled{cursor:default}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline-offset:5px;outline:3px solid #0079b6}input,select,textarea{font-size:16px}[hidden]{display:none!important}.container{width:min(1240px,100% - 80px);margin-inline:auto}.site-header{border-bottom:1px solid var(--line)}.header-inner{justify-content:space-between;align-items:center;gap:28px;min-height:112px;display:flex}.brand{flex-direction:column;flex-shrink:0;gap:9px;display:flex}.brand img{width:202px;max-width:100%;height:auto;display:block}.brand span{letter-spacing:2px;color:var(--muted);font-size:10px;font-weight:500;line-height:1.2}nav{align-items:center;gap:30px;margin-left:32px;display:flex}nav a{border-bottom:2px solid #0000;padding-block:7px;font-size:13px;line-height:2}nav a[aria-current=page]{border-color:var(--blue);color:var(--ink)}nav a:hover{color:#007aa9}.button{background:var(--blue);color:#fff;text-align:center;border:0;border-radius:999px;justify-content:center;align-items:center;gap:20px;min-height:48px;padding:17px 23px;font-size:13px;font-weight:600;line-height:1.35;display:inline-flex}.button span[aria-hidden]{flex-shrink:0;font-size:20px;font-weight:400;line-height:1}.header-apply{min-width:124px;padding:14px 20px}.hero{grid-template-columns:1.17fr 1fr;align-items:center;gap:66px;padding-block:58px 38px;display:grid}.eyebrow{letter-spacing:1.35px;align-items:center;gap:8px;margin:0 0 26px;font-size:11px;font-weight:500;line-height:1.5;display:flex}.dot{background:var(--blue);border-radius:50%;flex-shrink:0;width:7px;height:7px}h1,h2,h3,p{margin-top:0}h1{letter-spacing:-2.8px;margin-bottom:22px;font-size:clamp(42px,4.3vw,63px);font-weight:700;line-height:1.06}h1 em{text-decoration:underline;text-decoration-color:var(--blue);text-underline-offset:7px;font-style:normal;text-decoration-thickness:4px}.hero-subtitle{letter-spacing:-1px;margin-bottom:26px;font-size:clamp(23px,2.3vw,30px);font-weight:500;line-height:1.25}.intro{color:var(--muted);max-width:480px;margin-bottom:26px;font-size:15px;line-height:1.8}.selection-note{color:var(--muted);margin:13px 0 0;font-size:11px;line-height:1.7}.brand-panel{isolation:isolate;background:var(--blue);color:#fff;border-radius:var(--radius);flex-direction:column;justify-content:space-between;min-height:410px;padding:28px;display:flex;position:relative;overflow:hidden}.brand-panel:before{content:"";z-index:-1;border:45px solid #ffffff14;border-radius:50%;width:290px;height:290px;position:absolute;top:45px;right:-95px}.panel-label{letter-spacing:.5px;font-size:10px;font-weight:500;line-height:1.5}.monogram{align-self:center;width:210px;height:auto;margin:25px 0 22px;transform:rotate(-7deg)}.brand-panel p{letter-spacing:-1px;margin:0;font-size:28px;font-weight:500;line-height:1.12}.panel-arrow{font-size:22px;position:absolute;bottom:28px;right:28px}.method{grid-template-columns:repeat(3,1fr);gap:16px;padding-bottom:36px;display:grid}.method-item{background:var(--soft);border-radius:22px;padding:26px 24px}.method-item .eyebrow{letter-spacing:1px;color:var(--muted);margin-bottom:15px;font-size:10px}.method-item h3{letter-spacing:-.4px;margin-bottom:9px;font-size:17px;font-weight:500;line-height:1.4}.method-item>p:last-child{color:var(--muted);margin:0;font-size:12px;line-height:1.65}.site-footer{border-top:1px solid var(--line);justify-content:space-between;gap:24px;padding-block:23px 30px;display:flex}.site-footer p{color:var(--muted);margin:0;font-size:11px;line-height:1.8}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.skip-link{background:var(--blue);color:#fff;z-index:10;padding:12px;position:absolute;top:8px;left:20px;transform:translateY(-200%)}.skip-link:focus{transform:none}.application-dialog{color:var(--ink);background:#fff;border:0;border-radius:24px;width:650px;max-width:min(650px,100% - 32px);max-height:calc(100dvh - 40px);padding:0;overflow:auto;box-shadow:0 24px 100px #14213333}.application-dialog::backdrop{backdrop-filter:blur(5px);background:#14213380}.dialog-inner{padding:42px;position:relative}.dialog-close{width:38px;min-height:38px;padding:0;font-size:26px;font-weight:400;position:absolute;top:20px;right:20px}.dialog-inner>.eyebrow{margin-bottom:17px}.dialog-inner h2{letter-spacing:-1.4px;margin-bottom:18px;font-size:35px;font-weight:500;line-height:1.12}.dialog-intro{color:var(--muted);margin-bottom:26px;font-size:13px;line-height:1.75}label{flex-direction:column;gap:9px;min-width:0;margin-bottom:18px;font-size:12px;font-weight:500;line-height:1.5;display:flex}input,select,textarea{width:100%;color:var(--ink);background:#fff;border:1px solid #d4dde6;border-radius:12px;min-height:48px;padding:12px}textarea{resize:vertical}input::placeholder{color:#778393;opacity:1}.form-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 18px;display:grid}.check-label{flex-direction:row;align-items:flex-start;gap:10px;font-weight:400}.check-label input{width:18px;height:18px;min-height:18px;accent-color:var(--blue);flex-shrink:0;margin:0}.preview-note,.fine-print{color:var(--muted);font-size:11px;line-height:1.7}.preview-note{background:var(--soft);border-radius:10px;margin:20px 0;padding:12px 14px}.fine-print{margin:20px 0 0}.form-feedback{margin:14px 0 0;font-size:13px;line-height:1.7}.form-feedback:empty{display:none}.page-heading{padding-top:48px}.page-heading .eyebrow{margin-bottom:22px}.page-heading h1{margin-bottom:20px;font-size:clamp(38px,4.1vw,58px)}.page-heading .intro{max-width:640px;margin-bottom:30px}.calculator-grid{grid-template-columns:1.18fr 1fr;align-items:stretch;gap:38px;display:grid}.calculator-form{padding:26px 0 0}.calculator-form h2{letter-spacing:-.7px;margin-bottom:25px;font-size:23px;font-weight:500;line-height:1.3}.calculator-form label{justify-content:space-between;min-height:99px}.calculator-form .button{min-width:148px;margin-top:4px}.result-panel{background:var(--blue);color:#fff;border-radius:var(--radius);min-width:0;padding:29px 32px}.result-panel .eyebrow{letter-spacing:1px;margin-bottom:15px;font-size:10px}.result-panel h2{letter-spacing:-.9px;margin-bottom:25px;font-size:29px;font-weight:500;line-height:1.15}.result-list{margin:0}.result-list>div{border-bottom:1px solid #fff5;justify-content:space-between;align-items:baseline;gap:20px;padding-block:12px;display:flex}.result-list dt{font-size:12px;line-height:1.5}.result-list dd{font-variant-numeric:tabular-nums;white-space:nowrap;margin:0;font-size:18px;font-weight:500;line-height:1.3}.result-list>.result-net{border:0;padding-top:21px;display:block}.result-net dd{letter-spacing:-1.8px;white-space:normal;overflow-wrap:anywhere;margin-top:9px;font-size:clamp(28px,3.2vw,43px)}#result-hint{margin:17px 0 0;font-size:11px;line-height:1.7}.calculator-disclaimer{color:var(--muted);max-width:680px;margin:23px 0 0;font-size:11px;line-height:1.8}.calculation-error{color:#a12636;font-size:12px;line-height:1.6}.calculator-cta{border-top:1px solid var(--line);justify-content:space-between;align-items:center;gap:30px;margin-top:30px;padding-block:28px 35px;display:flex}.calculator-cta h2{letter-spacing:-.6px;margin-bottom:10px;font-size:21px;font-weight:500;line-height:1.3}.calculator-cta p:not(.selection-note){color:var(--muted);max-width:400px;margin:0;font-size:12px;line-height:1.7}.calculator-cta .selection-note{max-width:300px}.tips-page{min-height:calc(100svh - 205px);padding-block:82px 110px}.tips-page h1{margin-bottom:30px;font-size:clamp(46px,5.5vw,76px)}.tips-page .intro{max-width:550px;font-size:17px}.tips-collection{padding-block:62px 64px}:is(.tips-collection,.guide-page) :is(h1,h2,h3){overflow-wrap:anywhere;hyphens:auto}.tips-intro{max-width:920px;margin-bottom:54px}.tips-intro h1{letter-spacing:-2px;max-width:850px;font-size:clamp(36px,4.2vw,61px);line-height:1.1}.tips-intro .intro{max-width:650px;font-size:17px}.tips-categories{flex-wrap:wrap;justify-content:flex-start;gap:10px;margin:30px 0 0}.tips-categories a{border:1px solid var(--line);overflow-wrap:anywhere;border-radius:999px;align-items:center;gap:16px;max-width:100%;padding:9px 15px;font-size:12px;line-height:1.5;display:flex}.tips-categories a:hover{border-color:var(--blue)}.tips-group{margin-bottom:42px;scroll-margin-top:24px}.tips-group-heading{align-items:baseline;gap:14px;margin-bottom:18px;display:flex}.tips-group-heading h2,.guide-related>h2{letter-spacing:-.7px;margin:0;font-size:25px;font-weight:600;line-height:1.3}.tips-group-heading>span{color:var(--muted);font-size:12px}.tips-cards{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;display:grid}.tip-card{border:1px solid var(--line);border-radius:22px;flex-direction:column;min-width:0;padding:26px;display:flex;position:relative}.tip-card:hover{border-color:#80d7f8}.tip-reading{color:var(--muted);margin-bottom:20px;font-size:11px;line-height:1.5}.tip-card h3{letter-spacing:-.5px;overflow-wrap:anywhere;margin:0 0 15px;font-size:20px;font-weight:600;line-height:1.35}.tip-card h3 a:hover{color:#007aa9}.tip-card>p:not(.tip-reading){color:var(--muted);margin:0 0 24px;font-size:13px;line-height:1.75}.tip-read{color:#007aa9;justify-content:space-between;align-items:center;gap:12px;margin-top:auto;font-size:12px;font-weight:600;line-height:1.6;display:flex}.tip-read span{color:var(--blue);font-size:19px}.editorial-cta{background:var(--soft);border-radius:24px;justify-content:space-between;align-items:center;gap:32px;margin-top:44px;padding:32px;display:flex}.editorial-cta>div{max-width:760px}.editorial-cta h2{letter-spacing:-.7px;margin-bottom:12px;font-size:25px;line-height:1.3}.editorial-cta p{color:var(--muted);margin:0;font-size:13px;line-height:1.8}.editorial-cta .button{flex-shrink:0;min-width:150px;max-width:100%}.guide-page{padding-block:36px 64px}.guide-heading{max-width:920px;margin-bottom:42px}.guide-back{color:var(--muted);align-items:center;gap:12px;margin-bottom:35px;padding:5px 0;font-size:12px;display:inline-flex}.guide-back:hover{color:#007aa9}.guide-heading .eyebrow{letter-spacing:.8px;margin-bottom:20px}.guide-heading h1{letter-spacing:-1.9px;overflow-wrap:anywhere;max-width:900px;margin-bottom:24px;font-size:clamp(34px,4.1vw,57px);line-height:1.13}.guide-meta{color:var(--muted);flex-wrap:wrap;gap:10px 22px;margin-bottom:30px;font-size:11px;line-height:1.8;display:flex}.guide-meta a{text-underline-offset:3px;text-decoration:underline}.guide-answer{letter-spacing:-.25px;border-left:3px solid var(--blue);max-width:850px;margin:0;padding-left:24px;font-size:19px;line-height:1.75}.guide-grid{grid-template-columns:minmax(0,780px) minmax(180px,1fr);align-items:start;gap:65px;display:grid}.guide-body{grid-area:1/1;min-width:0;max-width:780px}.guide-body>section{margin-bottom:36px;scroll-margin-top:25px}.guide-body h2{letter-spacing:-.8px;margin-bottom:18px;font-size:27px;font-weight:600;line-height:1.3}.guide-body p,.guide-body li{color:#394758;overflow-wrap:anywhere;font-size:15px;line-height:1.9}.guide-body p{margin-bottom:17px}.guide-body ul{margin-block:20px;padding-left:22px}.guide-body li+li{margin-top:9px}.guide-links{list-style:none;margin-top:22px!important;padding:0!important}.guide-links a,.guide-sources a{color:#007aa9;text-underline-offset:4px;text-decoration:underline #94d9f3}.guide-links a:hover,.guide-sources a:hover{text-decoration-color:#007aa9}.guide-links li{font-size:14px}.guide-table{border:1px solid var(--line);border-radius:14px;margin:24px 0;overflow:hidden}.guide-table table{border-collapse:collapse;table-layout:fixed;width:100%;font-size:13px;line-height:1.7}.guide-table th,.guide-table td{text-align:left;vertical-align:top;overflow-wrap:anywhere;padding:14px 16px}.guide-table thead th{background:var(--soft);font-weight:600}.guide-table tbody th{font-weight:500}.guide-table tbody tr+tr{border-top:1px solid var(--line)}.guide-toc{border-left:1px solid var(--line);grid-area:1/2;padding-left:24px;position:sticky;top:30px}.guide-toc nav{margin:0;display:block}.guide-toc h2{margin-bottom:18px;font-size:12px;font-weight:600;line-height:1.5}.guide-toc ol{margin:0;padding:0;list-style:none}.guide-toc li+li{margin-top:12px}.guide-toc a{color:var(--muted);border:0;padding:0;font-size:12px;line-height:1.65;display:block}.guide-faq{border-top:1px solid var(--line);padding-top:30px}.guide-faq h3{letter-spacing:-.2px;margin-bottom:10px;font-size:18px;line-height:1.5}.guide-faq>div+div{margin-top:24px}.guide-note{background:var(--soft);border-radius:16px;margin:30px 0;padding:20px}.guide-note p{margin:0;font-size:12px;line-height:1.8}.guide-body .guide-sources h2{letter-spacing:-.3px;font-size:18px}.guide-sources li{font-size:12px;line-height:1.7}.guide-related{margin-top:45px}.guide-related>h2{margin-bottom:20px}@media (width<=1000px){.guide-grid{grid-template-columns:minmax(0,1fr) 210px;gap:36px}.tip-card{padding:22px}.tips-cards{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=760px){.tips-collection{padding-top:42px}.tips-intro{margin-bottom:38px}.tips-intro h1{letter-spacing:-1.5px;font-size:42px}.tips-intro .intro{font-size:15px}.tips-categories{justify-content:flex-start!important;gap:8px!important}.tips-categories a{font-size:11px!important}.guide-grid{flex-direction:column;gap:28px;display:flex}.guide-toc{border-left:0;border-block:1px solid var(--line);order:-1;width:100%;padding:20px 0;position:static}.guide-toc ol{grid-template-columns:1fr 1fr;gap:12px 22px;display:grid}.guide-toc li+li{margin-top:0}.guide-heading{margin-bottom:28px}.guide-heading h1{letter-spacing:-1.5px;font-size:42px}.guide-answer{padding-left:19px;font-size:17px}.guide-body h2{font-size:25px}.editorial-cta{flex-direction:column;align-items:flex-start;gap:22px;padding:27px}.editorial-cta .button{min-width:160px}.guide-page{padding-top:28px}}@media (width<=480px){.tips-cards{grid-template-columns:1fr}.tips-intro h1,.guide-heading h1{letter-spacing:-1.1px;font-size:35px}.tips-group-heading h2,.guide-related>h2{font-size:23px}.tip-card{padding:24px}.tip-card h3{font-size:21px}.guide-toc ol{grid-template-columns:1fr}.guide-heading .eyebrow{font-size:10px}.guide-meta{gap:7px 17px;font-size:10px}.guide-answer{font-size:16px}.guide-body p,.guide-body li{font-size:14px;line-height:1.85}.guide-table table{font-size:11px}.guide-table th,.guide-table td{padding:12px 9px}.editorial-cta{padding:24px}.editorial-cta h2{font-size:23px}.editorial-cta .button{width:100%}.guide-back{margin-bottom:26px}}@media (width>=1600px){.hero{gap:84px;padding-top:76px;padding-bottom:45px}.brand-panel{min-height:430px}.method{padding-bottom:45px}}@media (width<=1000px){.container{width:calc(100% - 64px)}.header-inner{gap:22px}.brand img{width:180px}.brand span{letter-spacing:1.5px}nav{gap:20px;margin:0}nav a{font-size:12px}.hero{gap:35px;padding-top:48px}h1{letter-spacing:-2px;font-size:45px}.brand-panel{min-height:380px}.monogram{width:180px}.method-item{padding:22px 20px}.calculator-grid{grid-template-columns:1.08fr 1fr;gap:28px}.result-panel{padding:27px 24px}.result-list>div{flex-wrap:wrap;gap:7px}.calculator-cta{align-items:flex-start}}@media (width<=760px){.container{width:calc(100% - 48px)}.header-inner{flex-wrap:wrap;gap:17px 12px;min-height:0;padding-block:22px 13px}.brand img{width:176px}.header-apply{margin-left:auto}.header-inner nav{order:3;justify-content:center;gap:28px;width:100%}.hero{grid-template-columns:1fr;gap:32px;padding-top:36px;padding-bottom:28px}.hero-copy{max-width:590px}h1{letter-spacing:-2.2px;max-width:570px;font-size:50px}.hero-subtitle{font-size:27px}.intro{max-width:510px}.brand-panel{grid-template-rows:auto 1fr;grid-template-columns:1fr 1fr;min-height:270px;display:grid}.panel-label{grid-column:1/-1}.monogram{grid-area:2/2;place-self:center;width:165px;margin:24px 0 10px}.brand-panel p{grid-row:2;align-self:end;margin-bottom:0;font-size:29px}.panel-arrow{display:none}.method{grid-template-columns:1fr;gap:12px}.method-item{padding:23px 24px}.method-item h3{font-size:18px}.method-item>p:last-child{font-size:13px}.site-footer{flex-direction:column;gap:9px}.page-heading{padding-top:35px}.page-heading h1{font-size:46px}.calculator-grid{grid-template-columns:1fr;gap:28px}.calculator-form{padding-top:0}.result-list>div{flex-wrap:nowrap}.calculator-cta{flex-direction:column;gap:20px}.calculator-cta .selection-note{max-width:350px}.tips-page{min-height:calc(100svh - 260px);padding-top:50px}.tips-page h1{font-size:56px}.tips-page .intro{font-size:16px}}@media (width<=430px){.container{width:calc(100% - 40px)}.brand img{width:153px}.brand span{letter-spacing:1px;font-size:9px}.header-apply{gap:10px;min-width:96px;min-height:44px;padding:12px 14px;font-size:12px}.header-inner nav{justify-content:space-between;gap:9px}nav a{font-size:11px}.eyebrow{letter-spacing:1px;margin-bottom:22px;font-size:10px}h1{letter-spacing:-1.8px;font-size:40px}.hero-subtitle{letter-spacing:-.7px;margin-bottom:21px;font-size:23px}.intro{font-size:14px;line-height:1.8}.hero-apply{gap:12px;width:100%;padding:16px 19px;font-size:12px}.selection-note{font-size:10px;line-height:1.8}.brand-panel{grid-template-columns:1fr 1fr;min-height:255px;padding:24px}.panel-label{font-size:9px}.monogram{width:125px;max-width:100%}.brand-panel p{font-size:26px}.dialog-inner{padding:34px 23px}.dialog-inner h2{font-size:29px}.dialog-inner .eyebrow{padding-right:32px}.dialog-close{top:14px;right:14px}.form-grid{grid-template-columns:1fr;gap:0}.calculator-form label{min-height:0;margin-bottom:18px}.page-heading h1{letter-spacing:-1.5px;font-size:37px}.result-panel{padding:27px 23px}.result-panel h2{font-size:28px}.result-list dt{font-size:11px}.result-list dd{font-size:17px}.result-list>div{flex-wrap:wrap;gap:9px}.result-net dd{font-size:38px}.calculator-cta .button{gap:12px;width:100%;font-size:12px}.calculator-cta>div{width:100%}.tips-page h1{letter-spacing:-1.8px;font-size:44px}.tips-page .intro{font-size:14px}}@media (prefers-reduced-motion:no-preference){.button{transition:transform .15s,box-shadow .15s}.button:hover{transform:translateY(-2px);box-shadow:0 7px 18px #00aff026}}@media (width<=360px){.brand img{width:135px}.brand span{letter-spacing:1px;font-size:8px}.header-apply{gap:8px;min-width:94px;padding:12px 13px;font-size:11px}.brand-panel p{letter-spacing:-.6px;font-size:22px}}.header-actions{flex-shrink:0;align-items:center;gap:10px;display:flex}.language-switch{width:66px;margin:0;display:block}.language-switch select{background:var(--blue);color:#fff;cursor:pointer;border:0;border-radius:999px;width:66px;min-height:46px;padding:10px 6px;font-size:12px;font-weight:600}.language-switch option{color:var(--ink);background:#fff;font-size:16px}.language-switch{position:relative}.language-switch select{color:#0000;-webkit-appearance:none;appearance:none}.language-code{color:#fff;pointer-events:none;font-size:12px;font-weight:600;line-height:1;position:absolute;top:50%;left:16px;transform:translateY(-50%)}.language-switch:after{content:"⌄";color:#fff;pointer-events:none;font-size:13px;position:absolute;top:50%;right:11px;transform:translateY(-55%)}.site-footer{display:block}.footer-promises,.footer-legal{justify-content:space-between;align-items:baseline;gap:18px;display:flex}.footer-legal{border-top:1px solid var(--line);margin-top:18px;padding-top:18px}.footer-legal p,.footer-legal a{color:var(--muted);font-size:10px;line-height:1.7}.footer-legal a{text-underline-offset:3px;flex-shrink:0;text-decoration:underline}.check-label a,.privacy-page a{color:#007aa9;text-underline-offset:3px;text-decoration:underline}.form-trap{clip:rect(0,0,0,0);clip-path:inset(50%);width:1px;height:1px;position:absolute;overflow:hidden}.scenario-heading{justify-content:space-between;align-items:center;gap:18px;margin-bottom:18px;display:flex}.calculator-form .scenario-heading h2{margin:0}.calculator-form .currency-field{gap:5px;width:98px;min-height:0;margin:0;font-size:10px}.currency-field select{min-height:40px;padding:8px;font-size:13px}.privacy-page{max-width:820px;padding-block:48px 60px}.privacy-page h1{letter-spacing:-1.5px;font-size:43px;line-height:1.2}.privacy-page h2{letter-spacing:-.4px;margin:30px 0 12px;font-size:21px;font-weight:500;line-height:1.4}.privacy-page p{color:var(--muted);overflow-wrap:anywhere;font-size:14px;line-height:1.85}.privacy-page .privacy-date{font-size:11px}.not-found-label{margin-top:65px}h1,h2,h3,.eyebrow,.button,.brand-panel p{overflow-wrap:break-word;hyphens:manual}.hero-copy,.calculator-form{min-width:0}@media (width<=1100px){nav{gap:19px;margin-left:0}.header-inner{gap:18px}.brand img{width:180px}.header-apply{gap:10px;min-width:100px}}@media (width<=760px){.header-actions{margin-left:auto}.footer-promises,.footer-legal{flex-direction:column;gap:9px}.site-footer .footer-legal{margin-top:16px}.brand-panel{min-height:290px}.brand-panel p{font-size:25px}.header-apply{max-width:260px}}@media (width<=430px){.brand img{width:135px}.brand span{letter-spacing:.7px;font-size:8px}.header-inner{column-gap:8px}.header-actions{gap:6px;max-width:calc(100% - 143px)}.header-apply{gap:0;min-width:0;max-width:130px;padding:11px 12px;font-size:11px}.header-apply>span{display:none}.language-switch,.language-switch select{width:48px}.language-switch select{min-height:44px;padding:10px 3px;font-size:10px}.brand-panel{min-height:280px}.brand-panel p{font-size:23px}.privacy-page h1{font-size:34px}.result-panel h2{font-size:27px}}@media (width<=360px){.brand img{width:120px}.brand span{letter-spacing:.3px;font-size:8px}.header-actions{max-width:calc(100% - 128px)}.header-apply{max-width:100px;min-height:44px;padding:10px;font-size:10px}.brand-panel p{font-size:21px}}@media (width<=430px){.language-code{font-size:10px;left:10px}.language-switch:after{font-size:11px;right:7px}}.language-switch{flex-shrink:0;width:66px;display:block;position:relative}.language-switch:after{content:none}.language-switch summary{background:var(--blue);color:#fff;cursor:pointer;border-radius:999px;justify-content:center;align-items:center;gap:7px;min-height:46px;padding:10px;list-style:none;display:flex}.language-switch summary::-webkit-details-marker{display:none}.language-switch summary:focus-visible{outline-offset:5px;outline:3px solid #0079b6}.language-switch img{object-fit:cover;border-radius:2px;flex-shrink:0;width:24px;height:18px;display:block}.language-switch summary>span{font-size:12px;line-height:1}.language-options{z-index:40;border:1px solid var(--line);background:#fff;border-radius:18px;width:248px;max-width:calc(100vw - 32px);max-height:min(430px,65dvh);padding:7px;position:absolute;top:calc(100% + 10px);right:0;overflow-y:auto;box-shadow:0 14px 45px #14213326}.language-options a{min-height:44px;color:var(--ink);border-radius:10px;align-items:center;gap:12px;padding:10px 12px;font-size:14px;display:flex}.language-options a:hover,.language-options a:focus-visible{background:var(--soft)}.language-options a[aria-current]{box-shadow:inset 3px 0 var(--blue);font-weight:600}.scenario-examples{border:0;min-width:0;margin:0 0 23px;padding:0}.scenario-examples legend{margin-bottom:10px;padding:0;font-size:12px;font-weight:500}.scenario-buttons{flex-wrap:wrap;gap:8px;display:flex}.calculator-form .scenario-preset{border:2px solid #0000;flex:110px;gap:0;min-width:0;min-height:44px;margin:0;padding:11px 12px;font-size:11px}.scenario-preset[aria-pressed=true]{border-color:var(--ink);box-shadow:inset 0 0 0 2px #fff}.scenario-examples p,.calculate-actions p{color:var(--muted);margin:11px 0 0;font-size:11px;line-height:1.7}.calculate-actions{align-items:center;gap:17px;display:flex}.calculate-actions p{max-width:220px;margin:0}.result-panel .agency-rate-field{border-bottom:1px solid #fff5;flex-direction:row;justify-content:space-between;align-items:center;gap:15px;min-height:0;margin:0 0 15px;padding-bottom:16px;font-size:11px;display:flex}.agency-rate-field input{flex-shrink:0;width:82px;min-height:42px;padding:9px 10px}.result-list>.result-savings{border:0;padding-top:18px;display:block}.result-savings dd{letter-spacing:-1px;white-space:normal;overflow-wrap:anywhere;margin-top:6px;font-size:32px}.result-list>.result-annual{border:0;flex-wrap:wrap;padding-top:10px}.result-annual dt{max-width:190px;font-size:10px}.result-annual dd{white-space:normal;overflow-wrap:anywhere;font-size:17px}.savings-hint{margin:10px 0 0;font-size:10px;line-height:1.7}.calculator-disclaimer+.calculator-disclaimer{margin-top:8px}.calculator-sources{color:var(--muted);margin-top:10px;font-size:11px;line-height:1.8}.calculator-sources summary{cursor:pointer;width:fit-content}.calculator-sources p{margin:8px 0 0}.calculator-sources a{text-underline-offset:3px;text-decoration:underline}@media (width<=430px){.language-switch{width:56px}.language-switch summary{gap:5px;padding:10px 8px}.calculate-actions{flex-wrap:wrap;gap:12px}.result-savings dd{font-size:29px}}.footer-links{flex-wrap:wrap;justify-content:flex-end;gap:8px 16px;min-width:0;display:flex}.footer-links a{overflow-wrap:anywhere;flex-shrink:1}.field-help{color:var(--muted);margin:-9px 0 18px;font-size:11px;line-height:1.7}.compact-faq{margin-top:26px;margin-bottom:30px}.compact-faq h2{letter-spacing:-.4px;margin-bottom:16px;font-size:21px;font-weight:500;line-height:1.4}.compact-faq details{border-top:1px solid var(--line);padding:15px 0}.compact-faq summary{cursor:pointer;font-size:14px;font-weight:500;line-height:1.6}.compact-faq details p{color:var(--muted);max-width:820px;margin:12px 0 0;font-size:13px;line-height:1.85}.context-link{color:#007aa9;text-underline-offset:4px;margin-top:15px;font-size:13px;line-height:1.6;text-decoration:underline;display:inline-block}.home-faq{margin-top:0}#cookie-feedback{min-height:1.5em}@media (width<=760px){.footer-links{justify-content:flex-start}.compact-faq summary{font-size:13px}.compact-faq details p{font-size:12px}}